Senior Secured Lending Fund I

About the Asset

Pinnacle Credit Strategies deploys capital into senior secured, first-lien loans to US middle-market businesses with EBITDA of $10M–$75M. The fund targets defensive sectors including healthcare services, essential infrastructure, and non-cyclical business services, with tight LTV covenants and personal guarantees on all loans.

Investment Thesis

Rising base rates have created a historic window for direct lending returns. As bank lending standards tighten, middle-market borrowers are increasingly turning to private credit. Our senior secured, first-lien position with average 55% LTV provides a substantial cushion against default losses while generating consistent high-single-digit yield.

Key Highlights

• Senior secured, first-lien position on all portfolio loans
• Average loan LTV of 55% — 45% loss buffer before principal impairment
• Defensive sector focus: healthcare, infrastructure, business services
• Current 9.5% APY with monthly cash interest distributions
• Active portfolio with 28 loans, average $4.3M per position
• Quarterly third-party loan valuation and credit monitoring

Documents

Available to verified accredited investors after access request.